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Here’s How Investing with Betterment Could Earn You up to 38% More Money in Retirement MAKING MONEY

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Read Time:4 Minute, 1 Second

What do you really want? What are your actual financial goals?

A better car? A post-pandemic dream vacation? An emergency fund? A healthy college fund for the kid? A comfortable retirement?

To reach your goals, you’re probably going to need to invest. That’s by far the best way to grow your money. Because just sticking your cash in a savings account won’t do much for you anymore. These days, you’ll likely earn practically zero interest on your savings that way.

Now, what’s the best way for you to get started investing?

If you’re new at this — or even if you’re not — you should look into an investing platform called Betterment. Over the long term, and by following Betterment’s recommended investment advice and using their automated features, their investing technology could help you earn an estimated 38% more than the typical investor.

How Betterment Could Help You Earn About 38% More as an Investor

Launched in 2010, Betterment is considered the pioneer of robo-investing. Today, it has half a million users, and it manages more than $20 billion in assets.

It’s easy to use; it has low fees; and it does all kinds of important and tricky work for you.

How does it work? Here are the basics:

First, answer some quick questions about your age and income and when you hope to retire. Based on your answers, Betterment will recommend a portfolio of low-cost index funds that track the stock market as a whole.

You can set up auto-deposits to steadily feed your investments.

New to investing? You can start slow, if you want. A lot of investing apps require you to keep $1,000 in your account at all times. With Betterment, there’s no minimum account balance and you just need a $10 initial deposit to start.

Plus, this is an affordable way to invest. Betterment charges an annual management fee of 0.25% of your investments. For example, if you invest $1,000, you pay them $2.50 a year to manage it. That’s a fraction of what traditional investment advisors charge.

How does Betterment do this? It uses sophisticated technology to steer your investments. Their platform is built for long-term investors who want a professionally managed portfolio at a low fee.

Helping You Reach Your Financial Goals Faster

Over time, investing in the stock market will earn you an average annual return of 7%, adjusted for inflation, according to authorities, such as the U.S. Securities and Exchange Commission.**

Betterment says it has ways of beating the average, though. The company’s algorithms automatically do all kinds of investing strategies, like tax loss harvesting at the flip of a switch and rebalancing your portfolio when it gets out of whack.

Don’t know what any of that means? You don’t have to. This is a “set it and forget it” strategy, and we mean that in the best possible way. You get the ball rolling and then let Betterment do its work.

If you follow Betterment’s recommendations, you could increase annual returns by an estimated 1.48%, the company says. Over the long term, that makes a huge difference. If you’re investing for retirement and you follow Betterment’s recommendations for 30 years, you could have an estimated 38% more after-tax money in retirement compared to investing on your own.

Imagine having about 38% more money when it’s time to retire. Imagine what a difference that could make.

Of course, you can invest for other goals besides just retirement. And here’s why Betterment shines.

When you sign up for a Betterment account, it’ll suggest some goals based on your answers. For example, maybe you’ll want an emergency fund that could pay your bills for several months in a pinch.

You can add your own personal goals, too, and Betterment can help you invest to achieve them.

Get started here. It takes just a few minutes, and you could be on your way to hitting your goals.

Mike Brassfield (mike@thepennyhoarder.com) is a senior writer at The Penny Hoarder. You better believe he invests.

* Betterment estimates its retirement recommendations could earn investors 38.8% more after-tax money in retirement compared to investing on their own.

**The long-term return of the stock market, as measured by the S&P 500 index from 1957 to 2018, is about 7.96%.

Investing involves risk. Performance not guaranteed.

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

MAKING MONEY

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Koko

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Read Time:25 Second

OFFICIAL ONLYFANS RAFFLE FOR

KOKO

YOU ARE NOT LIMITED TO THE NUMBER OF TICKETS YOU CAN PURCHASE. ONE TICKET IS $4, THREE TICKETS ARE $10, SIX TICKETS ARE $12 AND NINE TICKETS ARE $15. THE RAFFLE WILL BE HELD ON INSTAGRAM LIVE MARCH 25TH @KLICKPAY1

WINNER WILL RECIEVE:

  • AN AUTOGRAPHED PHOTO
  • AN EXCLUSIVE VIDEO
  • 30 DAY ACCESS TO ONLYFANS
  • ACCESS TO DOWNLOAD EXOTIC DANCER CALENDAR
  • EXOTIC DANCER CONFERENCE CALL MARCH 26
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PC Support Technician Tools TS (Troubleshooting)

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Read Time:2 Minute, 15 Second

this bear huh in this video we're going to cover the pc support technician tools i have here the technician tools this one is the anti-static wrist strap you put on your wrist and then connect to the metal so by entering inside the pc you will not damage the internal devices or internal parts of the computer and we have here the multimeter this is a instrument to measure the voltage the ohms and the amperes I have here the ratchet handle which we usually too we put the Phillips screwdriver here and this is the number 6 inch a number 16 inch screw driver and it's de magnetized we have you here also the 21 bits and sockets we have different kinds of bits here the P leaves the hex screwdriver and we have the five different sizes of sockets we use these small p lives if we have a small area to screw inside a pc i have here the spare parts box we use this box especially when we remove some screw and to recover it so we put it here so we know where we can get it most of the time and remove it we lock it inside the spare parts box we have here the washer the tubular thread screw the jumper in the head washer i have also here the nine different sizes of hex key we have the 5 inch long nose flyer we have the 5 inch wire cutter and stripper there's a different size that you can choose or different size of your wires to choose and we have here the AIC insertion extractor cutter you notice there's two metal that hold the IC when there's a damaged I see you go inside the motherboard and click inside the IC and remove it there's a tree frog holder what is the three metal here that holds the smaller parts that fell inside the computer that we can address our bare hand I have also the air duster for cleaning the task most especially those fans to eliminate overheating I have also the flashlight that we can use and see those dark area and we have also the recovery CD here the operating system recovery the drivers the applications and I have also the quad / cleaning outside the computer and monitors and also I have this small cotton buds to clean some nasty things in the the keyboard or some small edges outside the computer thank you for watching my video

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Alcohol & Money Choo Twerking

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Read Time:1 Minute, 43 Second

one shot two shot three shot for shake it like you're trying to get that Christian Dior way to write all these by little a rose a four three two one drop it to the floor part 102 honey wait there's more work you ain't came to dance what you came here for so when all this money how can you get for that as too hard to ignore all this money look good don't it don't stare and Mike like you own it my whole squad in here and we just trying to help out your career we poured enough Brown sipping while we going the money alcohol shotty budget open promise we're gonna keep it coming I'll call the money I'll put all the money what you gonna do for this cash tracks in each pocket do you know how to do math hi Rosie all nice and VIP with your wife swapping to take a home and give a good work yet she's bout that life club hi this pack Megan big quite a few fights I just feel quite a few drinks I'm drunk all right busted open pinata go it back on my pilots partners here broke clear in his [ __ ] not throwing bridges watch it laying I know you got bills yeah I know you like her so I'm throwing this money if i could i slide my car what baby tape hey waiter I need a favor on these markers on my bottles in this [ __ ] with 50 models this one stop we livin Lite 11 winning [ __ ] tonight yeah his brother I'm finna get his best of pipe and the back room beata club club bad nose and his big show us love whoa all this money look good don't stare and Mike like you want it

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Grand Theft Auto V (GTA 5) Walkthrough PART 24 – Helicopter Mission (Commentary)

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Read Time:5 Minute, 50 Second

alright guys it's time for a chopper and again I'm without the vehicle Jesus Christ why okay I need to ha ha ha ha ha boss you asked me to remind you about getting the chopper from yeah I know that I'm on it all right this will work it's a crappy one crappy SUV as you can see textures textures are not so good on on peace on Xbox this is I'm playing this on the xbox I think someone I think someone asked oh man look where the [ __ ] is this uh oh it's it's the it's on the other side of a world nut map it's a world ok long drive long drive probably if you don't if you don't want to watch my incredible driving skills you can you can forward this video hey I want that one I want that okay let's go there I will I was still some fast guard this disk is correct one I will steal something much much faster but as soon as I find find something I think I will I think I will pass through that I think I'll bet you that rich part of the city so I'm going to steal some super fast car so so let's go okay we can talk while we're driving or I can talk you can listen but you can reply on in the comments so okay let's see I can tell you some funny story that we just remind remind me of something ah-ha-ha-ha I found I found something much better so let's see you probably watched if you if you following our child you probably watched state of decay my state of icky walkthrough and I was reading recently undead labs forms and I saw there's the two new title updates for state of decay so I'm going to record I'm going to record several videos about several videos about those two those two new title updates just just to to show you what's new and is there I I don't even know is there anything new I didn't want to do check it out because I just wanted to see when when they will release that game for a PC because I really can't wait to play state of decay on a PC like a promise like I promised you on on that walk through in that walkthrough I'm going to form my own survival survivors an online game I'm telling you about the PC version because your problems here do I running from me is a bad idea okay let's give that lady 5,000 bucks nothing it's nothing really but I want to be a good I want to be an asset even if I ever he's a goddamn [ __ ] who says chivalry is dead I only wish more people were like you today so like I said I'm going to form my own survivors and we're going to play in that online most multiplayer mode story online probably be online MMO I wished that game will be MMO and I really can't wait to play it of course when rockstar released online version I think its first of November when they release online GT GTA online I'm going to play it as well so there you go guys that there it will be a lot of good and quality content on on HD play channel even if I not on it I will be I'm I must tell you a little story about a to play channel so if you didn't hurt her hear it heard it before so I was the original owner and creator and owner and creator of HD play channel its I called it Neal on air a a because everyone asked me about what those symbols means they mean Damon they mean it's symbolized retarted nyan greeted haha I was still a fan when I heard that but no it's a resident evil because I'm a big fan of resident evil and I was young then I had I had I don't know I know how fighter all right I will continue that story in in later for now on I need to focus on how to get in alright alright if you don't want to let me in I'll go round oh [ __ ] oh [ __ ] I need to find the chopper where's the chopper where's the chopper come on come on come on come on I think I'll miss to kill them come on come on come on faster come on okay where's it haha we're good let's go let's go let's go let's go I hope they will not chased me with bazookas nope they should be let's go down I really I love the weather below below below below come on aah I don't know how to drive this thing so that's why I'm ah come on who's them you see I'm not controlling at all the tension aircraft is this airspace is prohibited to get courts now [ __ ] you oh I cannot shoot with this thing how to lose this this [ __ ] probably I know I will go below that bridge all I'll just be going this way and I will try to do skip I think I'm faster than all right let's go and are you the [ __ ] fine for a guy who just went into an airbase and stole a chopper are we ready to go on this thing if it's a heavy lift chopper gun yeah I'll get everything ready and I'll call you all right okay so there's my hunger I think I need to learn how to learn do it with me if you if you think I don't know how to drive it's not my fault really because the devil doesn't doesn't know how to drive this so he as you can see I'm not controlling him at the moment there we go no wife mr.

khlestakov [ __ ] you no no no right Emma I'm okay okay there we go all right Cara kebab.

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How To Make Tim Tams/Penguins | MY VIRGIN KITCHEN

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Read Time:5 Minute, 48 Second

howdy foodtube is Barry here from my virgin kitchen now if you're straining you probably refer to what we're making today as Tim Tams or if you're British like myself you might call them penguins but whatever you want to call them they taste amazing and there's nothing better than making your own from home because you can make him any size you want good times they look amazing right and it's a proper chocolate fest going on chocolate cream which between two chocolate biscuits with chocolate over the top wanna have a go at making this hit pause on the video now write all these things down let's do it so easy so much fun well let's do it so we'll start off with our cream filling first in a bowl beat together your butter your cocoa powder your Horlicks which is malted powder mixed with a little bit of icing sugar get it all nice and combined then add a little bit of milk and melted chocolate for flavoring and nice good stuff like that and then we gotta do is whack it in the fridge while we make our biscuits okay so we'll make our biscuits program on another Bowl and creaming together the butter and our sugar until it's nice and smooth then following up with our plain flour cocoa powder a little bit of baking powder some milk and golden syrup now at first it won't come together so you gonna want to mix it together with a spatula and eventually it will you might want to add a little bit of milk to help it along its way but do not flood it wherever you do want its mixture kind of dry once you've got it there slam it down on a chopping board with some baking parchment underneath but some extra baking parchment on top and start to roll it out nice and thin so now comes the real benefit to why we make these from home you can make them any size you want make sure your rectangles are even then shove it still on that baking parchment underneath in the oven for a good 10 minutes once it's baked it might still be a little soft let it cool down fully on a wire rack it will firm up and it's time to smear it together yeah yeah so once your biscuits have cooled down what you wanna do is grab your filling from the fridge take one biscuit half and spread it nice and thick and evenly sit another half on top press it down you can use your finger if you want to work around get it all nice and neat put that back in the fridge while I melt our chocolate just to say if you're enjoying this video don't forget to give it a thumbs up share subscribe to both my virgin kitchen and jamie oliver's foodtube channel Cheers let's finish this off so all I did to melt the chocolate was kind of giant food style adding the saucepan of simmering water melting the chocolate in a bowl above it was looking so good I wanted to just motorboat it again like that wanted to motivate the chocolate but what you want to do then is grab one of your chilled and just dunk the base kind of thing like a rapper would say dunk the base just put that in there and sit it on a wire rack when it's time for the money shot yep this really is the money shot so while you watch this bit let me sing to you My Mind's telling me no but my body please tell me yes oh my gosh does that look good so with that chocolate all coated on there it's working right around the grooves penguin slash timtam style get it in the fridge to firm up and it's time to eat it so just before you say I want to show you this is a size of my phone and this is the big one we made it's actually bigger than my phone with the cover on it and the cool thing again about making homemade is you can customize it in any way you like my friend Jenny Gordon from Australia is sending me some salted caramel Tim Tam so make you sort with caramel filling maybe marshmallow fluff let me know down below what you'd put in it there's something called a Tim Tam slam that on a trout right now we're gonna get in time to work okay so in autumn town slam you bite off both ends a Tim Tam suck it for the straw now the big one is too big for this mug so we'll do a Tim Tam twerk with a mini one a full dunk in there okay so that's work oh yeah I'm sort of twerking you don't have to see all that we're gonna dunk it in there oh my goodness whole coffee being soaked right in there ah-ah-ah spirit of Kylie Minogue those taste amazing for a minute I was in a chocolate canoe with Kylie Minogue we were seeing I should be so lucky and I am so lucky because day's taste amazing if you like homemade confectionary the last video I did here on foodtube with some homemade rhodos some of you guys been trying it out you've been sending pictures on Twitter and Instagram to Jamie's food tube and to myself @myvirginkitchen and it's great to see that so hopefully you guys give these ago we'd love to see how you get on and if you want to see me make something else some sort of sweet confetti let me know down below see you next time good times thanks for watching this video food tubers if you like what I do and I really hope you do then please check out my own youtube channel by clicking this link right now and if you're a sucker for punishment and I've just written my own cookbook called dinner's on it's available worldwide and downloads to ebooks Kindles all that stuff simple great recipes I know I can't believe it – all the details you need are in the description box down below and I'll see you next time

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VERZUZ

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Read Time:2 Second

E40 OR TOO SHORT

Voting is over

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MODELS

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Read Time:51 Second

OUR MODELS WORK HARD TO TRY TO MAKE A NAME FOR THEMSELVES IN THIS INDUSTRY. IF YOU ENJOY THE BEAUTIFUL PICS OF THE MODELS THAT WE ARE WORKING WITH, PLEASE SHOW US WITH A SMALL DONATION. THIS HELPS KEEP THE SITE GOING WITH MORE PICS AND PROMOTION FROM BEAUTIFUL GIRLS ALL OVER THE WORLD.

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FOR FULL ACCESS TO MODEL GALLERIES CLICK BELOW. IF YOU CAN’T AFFORD A SUBSCRIPTION CLICK THE BOTTOM LINK TO START MAKING BIG MONEY.

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NORMAL VS KLICKPAY

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Read Time:1 Minute, 27 Second

HONESTLY I CAN’T SAY WHAT IT IS YOU ARE DOING FOR MARKETING. YOU MAY OR MAY NOT HAVE A WEBSITE, KEEP TRACK OF YOUR CUSTOMERS, SEND OUT PROMO CAMPAIGNS, ETC. WHATEVER YOU ARE DOING TO GET CUSTOMERS WE WILL CALL IT YOUR NORMAL ROUTINE.

IMAGINE YOUR BUSINESS AS A MOTORCYCLE THAT RUNS AND SERVES ITS PURPOSE. NOW IMAGINE KLICKPAY AS A SIDECAR THAT YOU ATTACH TO THE MOTORCYCLE AND YOU VIRTUALLY DOUBLE THE FUNCTIONALITY AND BENEFITS.

THIS IS THE OPPORTUNITY WE ARE OFFERING. NOWADAYS MANY RESTAURANTS FOR INSTANCE ARE TRYING TO KEEP UP BY ADDING DOOR DASH, GRUB HUB, CAVIER, ETC.

COMPARE DOORDASH TO WAITERS ON WHEELS

NOW EVERYONE KNOWS THAT DOOR DASH IS NATIONWIDE SERVICING THOUSANDS OF DIFFERENT RESTAURANTS WHILE WAITERS ON WHEELS IS LOCAL TO THE 508 AREA CODE ON THEIR PAGE WITH A HAND FULL OF LOCATIONS GETTING ALL THE ATTENTION AND BUSINESS.

DOOR DASH WILL LIST THE MENU FOR THE RESTAURANT THEN HAS OPTIONS FOR VISITORS TO LOOK AT ANY OTHER OPTION, HUNDREDS OF OPTIONS. WHAT WILL INFLUENCE THEM TO BUY FROM YOU? A DOOR DASH PROMOTION WHICH IS WHY THEY PRINT THOSE CARDS TO SIT ON YOUR COUNTER. WAITERS ON WHEELS LIKE KLICKPAY FOCUSES ON A HANDFUL OF OPTIONS FOR VISITORS AND UNLIKE DOOR DASH AND THE OTHER DELIVERY SERVICES WE SIMPLY PLACE ONE TENT CARD ON YOUR COUNTER VISIBLE FOR YOUR CUSTOMERS TO SEE. THIS LESSENS THE OPTIONS AND YOU DON’T GET LOST IN A LARGE WEB OF YOUR COMPETITION.

FURTHER WE OFFER THE MOST VALUABLE COUPON ACROSS ALL RESTAURANTS ADVERTISING ON OUR PAGE. THE UNIQUE 22% OFF PROMO. FOR THE BENEFIT OF THE RETAILER THIS WILL BE HONORED ONLY WHEN THE CUSTOMER SPENDS $100 OR MORE ON A SINGLE VISIT.

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